DealSafi is the operating system for institutional M&A compliance. We catch the regulatory exposures — AML lapses, MTL complications, BSA gaps — before they close.
The average civil money penalty against an acquired fintech that failed to disclose a lapsed AML audit programme. Discovered post-close. Non-negotiable.
How long after close it typically takes acquirers to discover a material regulatory compliance gap. At that point, the remedy is a penalty, not a price chip.
The number of regulatory regimes a typical cross-border fintech acquisition must satisfy simultaneously — each with its own deadlines, approvals, and notifications.
This is what the deal team sees within hours of activating DealSafi on a real VDR. Not after close. Before the phase gate.
AI extraction from the target’s VDR identified that the last independent AML audit was completed 27 months ago. BSA/AML Programme rules require an independent audit every 12–18 months. The deal cannot advance until this guardrail is cleared.
FinCEN civil money penalty: $8M–$47M · Criminal referral risk: present · Post-close discovery: 6–18 months
Upload engagement letter from a qualified independent AML audit firm. Scope must cover the BSA/AML Programme, OFAC compliance, and CIP. Estimated resolution: 45–90 days. Recommend using this finding as a price reduction point in SPA negotiations.
Deal initiation. Target name encrypted. Information barriers activated. NDA logged to audit chain.
AI extraction from every VDR document. Technical, financial, legal, IP, and payment infrastructure reviewed.
AML reviewed. BSA Officer confirmed. Money transmitter licence verified. BIN sponsorship mapped.
Change-of-control notifications filed. Timelines tracked. Phase gate blocks until all CPs cleared.
Disclosure schedules auto-built from contract registry. Conditions Precedent tracked to close gate.
Close gate opens only when all 32 guardrails are cleared or formally overridden with documented justification.
Synergy tracker. Vendor rationalisation. Workforce retention. Audit chain continues through integration.
“If a guardrail fires, the deal cannot advance. If it is overridden, the reason is recorded permanently in the audit chain.”
The audit chain is the legal record of how the deal was governed. When the regulator asks what was found and what was done — the audit chain answers. It cannot be edited. It cannot be deleted.
In litigation, regulatory examination, or board inquiry — the audit chain is your evidence that compliance governance was taken seriously.
You run 3–8 deals a year. The compliance workstream is the one you cannot see clearly from your seat. DealSafi gives you a single view: which guardrails are firing, which phases are blocked, and what needs to move before the close gate opens.
You need the disclosure schedules to be right and the conditions precedent to be tracked. DealSafi’s Legal Workbench builds disclosure schedules automatically from the contract registry and tracks every CP to the close gate.
The financial exposure of a missed AML audit appears in your P&L 12 months after close. DealSafi catches it in due diligence, when the remedy is a negotiation point — not a penalty. The $47M stat is not hypothetical.
In fintech acquisitions you are inheriting a BSA Officer and regulated-role holders under retention pressure. DealSafi tracks every regulated individual, scores retention risk, and manages offer letters before Day 1.
We activated DealSafi on a $340 million fintech acquisition. By end of day one, the AML audit guardrail had fired and identified a 27-month gap in the target’s audit history. That finding became a $12 million price reduction in the SPA negotiation. Without DealSafi, we would have found it three months post-close.
VP Corporate Development — Global financial services acquirer — $340M deal, US / KE / PL
The Legal Workbench built the disclosure schedules from the contract registry automatically. What previously took our team three weeks took three hours. When the regulator asked for our governance record eighteen months after close, the audit chain gave us everything — timestamped, hashed, and complete.
General Counsel — Mid-market technology acquirer — $180M deal, US / UK / IN
Incorporated in Delaware. Registered in Georgia. Cap table managed on Carta. All founder shares under 4-year vesting.
PostgreSQL row-level security. Per-deal encryption keys. Your deal data is cryptographically isolated from every other customer.
Privilege-flagged documents stored in a separate encrypted partition. Never processed by AI extraction. Never accessible to DealSafi personnel.
A deal team of twelve working a 90-day process activates one workspace. You pay for the compliance governance of the deal, not the headcount.
$50M–$150M deals. 3 jurisdictions. Due Diligence and Compliance Engine.
$100M–$300M deals. 4 jurisdictions. Adds Workforce Intelligence and 100-Day Command.
$200M–$500M deals. 6 jurisdictions. Full platform including Legal Workbench.
PE firms and law firms. Unlimited workspaces and organisations.
Every request is reviewed by a founder. No automated sequences. Response within one business day.